Loan application

Lender:

Direction:

Email:

Website address:

Registry:

Instant Money Sociedad Limitada Unipersonal

NIF: B87617635

1605 Harvest Lane, 25, 1º Palmdale 1,

28028 California

lecomteyachts.com

Registered in the California Mercantile Registry, Volume 34,993, Folio 49, Page M-629,318, 1st Inscription.

Type of credit:

Consumer credit.

Total amount of the credit:

0 EUR

Conditions governing the disposition of funds. That is, when and how the consumer will get the money:

Once the Loan Agreement has been perfected, the Lender will make the approved amount available to the Borrower through a bank transfer to the bank account that has been provided by the Borrower in the Loan Application or in cash at customer service points .

Duration of the credit agreement:

1 natural from the approval of the Loan. When the aforementioned payment date coincides with a day considered non-business, the payment must be made on the business day immediately following if it is by bank transfer.

The terms and, where appropriate, the order in which the installment payments will be made:

The Borrower shall pay the following:

A single payment of euros (amount of the Loan).

Interest and / or expenses: the processing and management costs, which amount to euros, must be paid by the Borrower to the current account indicated by the Lender at the time of repaying the Loan.

Total amount that you must pay. That is, the amount of the capital borrowed plus the interest and expenses related to your credit:

0 EUR

The type of debtor or, if applicable, the different types of debtors that apply to the credit agreement:

Annual equivalent rate (APR):

The APR is the total cost of the credit expressed as an annual percentage of the total amount of the credit.

The APR is used to compare different offers:

0 % APR

being:

the number of credits paid by the lender

the sequence number of the credits paid by the lender (decline)

credit (decline) in the period

the total number of credits paid by the borrower

the sequence number of the credits paid by the borrower (repayment)

the credit (refund) of the period , Y

Y is the interval, expressed in years and annual fractions, between the date of the first credit and the date of the credit or . ( = 0)

Is it mandatory to obtain the credit itself, or under the conditions offered, - take out an insurance policy that guarantees the credit, or - another ancillary service? If the costs of these services are not known to the lender, they are not included in the APR:

Not.

Related costs:

Not.

Costs in case of late payments:

NOTE:

Failure to make a payment may have serious consequences (for example, forced sale) and make it difficult to obtain a loan .

In the event of non-payment on the due date of the Loan:

You will have to pay a penalty for late payment, that is, for late payments, of 1.00% daily with a maximum of 200% of the principal.

You will also have to face reasonable costs incurred in your location in the event of a change of address of which you have not informed us.

You will pay us for reasonable costs incurred by us to enforce this agreement. In the event of a fraudulent request, we will be able to demand immediate repayment of the full amounts.

Right of withdrawal:

Yes,The Borrower has a term of fourteen (14) calendar days, counting from the date of issuance of the Loan Decision, to withdraw from the Loan, without the need to indicate the reasons and without any penalty in accordance with the provisions of the Real Legislative Decree 1/2007, of November 16, approving the revised text of the General Law for the Defense of Consumers and Users and other complementary laws. This right may not be exercised if the Loan has been executed in its entirety, by both parties, at the express request of the Borrower.

Early repayment: you have the right to prepay the credit in full or in part at any time.

The Borrower has the right to repay the Loan, in whole or in part, at any time before the agreed maturity date without additional costs.

The Borrower is entitled to compensation in case of early repayment:

In the event that the Borrower repays the Loan Amount before its maturity, it shall not pay to the Lender the Interest on the Loan corresponding to the term remaining until its original maturity.

In the event of early repayment, the Borrower will be entitled to a reduction in the total cost of the Loan, which will be proportional to the duration of the Loan that remains to elapse.

The Borrower can request this refund via email where he must claim the refund of the amount of the Loan repaid in advance in relation to the days not enjoyed.

Query a database:

The Lender may collect information related to the credit history and risk positions of entities providing information services on financial solvency and credit (in particular, the Credit Service of Asnef-Equifax and Experian / Badexcug) for analysis and, in your case, granting, monitoring and control of financing.

Right to a project of the credit agreement:

The Borrower is entitled, upon request, to obtain a copy of the draft loan agreement free of charge. This provision shall not apply if, at the time of the request, the Lender is not willing to enter into the Loan contract with the Borrower.

If applicable, period during which the lender is bound by the pre-contractual information:

The information will be valid as soon as the Lender notifies you of its Loan Decision.

a) Relating to the lender

Supervisory authority:

It is not subject to supervision by the Bank of Spain.

b) Relating to the credit agreement

If applicable, exercise of the right of withdrawal:

The Borrower must communicate his intention to exercise the right of withdrawal to the Lender, a procedure that allows the notification to be recorded in any way admitted by law.

In the communication you must indicate your name; your DNI number and the date of issuance of the Loan Decision.

It should be sent to the following address:

Instant Money SLU

1605 Harvest Lane, 25, 1º Palmdale 1,

28028 California

If applicable, the legislation that the lender accepts as a basis for establishing relations with you before the conclusion of the credit agreement:

Spanish legislation.

If applicable, clause on the applicable legislation that governs in relation to the credit agreement and / or competent court:

The Loan Agreement will be governed by Spanish law. The Parties submit, at their option, for the resolution of conflicts and renouncing any other jurisdiction, to the courts and tribunals of the Borrower's domicile.

If applicable, language regime:

The information and the contractual terms will be provided in Spanish.

With your consent, during the duration of the Loan Agreement we will communicate with you in Spanish.

c) Relating to the resource

Existence and access to extrajudicial claim and appeal procedures:

In case you have any complaints or concerns, please contact us by sending an email to the following address or by writing to us at the following address:

Instant Money SLU

1605 Harvest Lane, 25, 1º Palmdale 1,

28028 California