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Online small-credits without endorsement or payroll of up to € 300!

Have you encountered any unexpected setbacks and need fast money? Did you get an unexpected emergency expense? Do you have a small debt that you need to pay now? Then Viloan is the platform that gives you the solution to weather your economic problems. In a quick and easy way, you can get your loan online from € 50.00 to € 800.00, without the need for payroll, or endorsements, or unnecessary paperwork.

In less than 10 minutes you can have the money in your bank account, avoiding all the inconvenience associated with the request for a loan in a bank: endless waiting, several visits to request your loan and endless paperwork. To which we will have to add the wait to know if they accept the request of your small credit or not.

What is Viloan?

What is Viloan?

Viloan Finance is a well known online microcredit concession platform. It is a financial company based in Madrid, which grants personal micro loans for those emergencies that we can all have at any given time: an unexpected car repair, a visit to the dentist, your children’s school expenses and, why not, some small-vacations.

You can apply for a loan of € 50.00 up to € 800.00, quickly, easily and in a matter of minutes. The return period also varies, and can be paid within a minimum period of 7 days and a maximum of 30 days (1 month).

The minimum return period is 7 days and the maximum one month (30 days)

The first loan you request from Viloan is at 0% interest. If you ask for € 300 you will only have to return € 300 or one cent more.

Requirements to request a small-loan with Viloan

Requirements to request a mini-loan with Viloan

Viloan, like any other credit institution, can approve or reject your application, but for the granting of your small-credits you will not encounter great impediments. What is essential to receive a loan of this type is:

  • Not appear in the list of delinquents of Financial Credit Institutions. For added security, before asking for your small-loan, you should check if your name appears in this list.

This is the only requirement you must meet. In the following points we detail information of interest that you should know before requesting your online small-credit:

  • If you are under 22 or over 64 : Although this is not a requirement, you should know that if your age is less than 22 years or more than 64 years, Viloan only offers small-credits up to € 200. That is, you will not be able to request a loan of € 800, which is the maximum amount granted by Viloan Finance.
  • Viloan does not grant loans to companies: If you are a company, Viloan cannot accept your credit request. But if you are self-employed, a pensioner or you are unemployed, you can request your small-credit online.

How to apply for a loan in Viloan?

How to apply for a loan in Viloan?

Petition of your small-credit online through the web

As simple as entering here, select the amount and estimated time for the money back. Remember that the term is 7 days to a month.

Immediately, Viloan will respond to your request and you can start enjoying your small-credit online. You can have your money in less than 24 hours in your bank account to allocate it to what you need.

Money transfer to your bank account

Once your application is approved, the money is transferred immediately to the indicated bank account. In 15 minutes you will have the requested amount. What you have to keep in mind is that depending on your bank, the deposit may not be as immediate and take longer to become effective in your bank account. This can be several hours, a day or two.

What are the conditions of the small credit?

What are the conditions of the mini credit?

Viloan offers one of the best options if you ask for money for the first time, since the first loan has 0% interest. A great way to treat yourself without paying more for it. Other conditions that you must remember and take into account:

  • As we have told you, your small-credit can be from € 50 to € 800 and the payment term from 7 days to a month.
  • If you are under 22 or over 64, you can only request a small-loan for a maximum value of € 200.
  • If you want to pay in advance you can do it without any additional cost.
  • If you cannot pay Viloan at the indicated time, they provide facilities to pay by bank transfers or credit card. Of course, the interests will be higher.

Can the loan term be extended with Viloan?

Can the loan term be extended with Viloan?

Viloan gives you the option of extending the term of your small credit, although this entails an additional cost in relation to the requested extension period and the total amount of your loan.

This option always comes in handy in case you cannot pay in the deadline, but the best option would be to try to plan your loan term well so as not to overpay with unnecessary extension issues. It will always be better to choose a longer term to have more margin and not catch your fingers.

Viloan: Customer Reviews

Viloan: Customer Reviews

The satisfaction of Viloan customers who have requested a small credit is 9.8 out of 10. This assessment is based on the opinions of 510 clients in the last year. As positive factors of Viloan service, its clients highlight:

  • The speed of granting loans quickly, intuitively and without complications.
  • The value of being able to ask for your first loan with Viloan without paying any commission.
  • Customer service, a very well maintained service that makes the experience with Viloan liked by most of its customers.

The negative opinions about Viloan are related to the waiting time for the reception of the small-loan. This problem is usually linked to the bank where you ask that your money be entered but, as we have already told you, if you have an account in one of the associated banks you will have the money in 15 minutes.

Viloan’ high satisfaction score is, without a doubt, a guarantee on its small loan granting service.

Viloan phone, contact and customer service

Viloan phone, contact and customer service

Viloan customer service is really effective and offers various ways of contact, both for the resolution of doubts about your loan payment options and for obtaining general information, processing an extension of loan terms or raising any other problem. that could arise during the loan contracting process.

On the other hand, Viloan also offers a chat service through its website to answer your questions and concerns live.

As you will see, Viloan is a credit institution that makes your life easier and that will help you overcome that small economic downturn at the end of the month, the cost of January or back to school. As simple as asking for your small-credit and living a little quieter and without unnecessary stress.

Viloan Summary

Summary: Do you want to get a € 300 loan quickly? Would you like to have that money quickly and without paying interest? No, we have not gone crazy. Viloan offers his first loan totally free. You return the exact amount you have requested, so it would be the closest thing to your father lending you the money.

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